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  • We report payment to all 3 credit bureaus
  • We work hard to approve you,
    regardless of what your score is
  • Easy, affordable monthly payments
    with NO hidden fees
  • Best early payout option saves you
    money and gives you flexibility

How it works:

  • 1) Apply online, over the phone or in one of our conveniently located stores
  • 2) We review your application (and no, we don’t expect perfect credit!)
  • 3) You shop Sam’s new, brand name merchandise and with one payment up front to open your account, take what you want home TODAY!

More Questions? Check out our FAQ!


“They are so willing to give people a second chance, no matter how bad their credit situation is!” - Stephanie S.

“I’ve used rent-to-own companies before, but with Sam’s Leasing, I can get what I want and help myself at the same time” - Justin B.

“Sam’s Provided me the opportunity to get brand new furniture at affordable payments and re-establish credit in my name!” - Leslie B.

Why Sam’s Lease To Own?

• Save money • Build credit • Affordable payments
• Helps you own what you want to build your life

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