Bad Credit? Sam’s Rebuilds Bad Credit

We're Part of The Solution

If you’re serious about repairing your credit, Sam’s is the place to start. At Sam’s, we’re more interested in your credit future than your credit past. You do not need to have perfect credit to apply! Our no worry application and Lease to Own program will fit your budget and goals - achieve ownership, improve your credit, and save money!

What can you acheive with a better credit score?

Why Sam's Lease to Own is your Easy, Trustable Solution for Credit Repair

Budget Friendly Payments Allow You to Make On Time Payments

Regular, on time payments is the BEST way to rebuild your credit. With Lease to Own, we make that possible. Sam’s Lease to Own program provides you a budget friendly payment program – creating 17 affordable monthly payments with a “best in town” Early Payoff option.

And best of all, your monthly lease payments are based on Sam’s already low cash prices. Compare Sam’s to other monthly payment options and you’ll see how much you can save at Sam’s and we report each month to the three major credit bureaus! There is no better program in the country!

We Report to All 3 Major Credit Bureaus EACH MONTH!

You can trust Sam’s to be your team to get you to where you want to be with your credit repair goals. Your credit score is determined by your history of making on-time payments. By making your payment on-time to our lease to own program, you will be on your way to an improved credit future.