Sam’s Lease To Own Furniture Process

Nov 13th 2017

At Sam’s Appliance & Furniture, our goal is to make it as simple as possible to not only find the right furniture and appliances to complete your dream home, but also to fix or strengthen your credit. That’s why we developed our simple lease to own furniture program for our customers in the greater Fort Worth area. With our program, you can get approved quickly, with almost any credit score, and take home your furniture the same day. It’s as easy as 1, 2, 3. Here’s how it works.

Step 1: Pick Your Furniture

Of course, the first step in the process is to come in to one of our three Sam’s furniture stores to find the couch, mattress, or appliance that will make your home feel like home.

We have locations in Fort WorthHaltom City, and Arlington, making it possible to serve the entire Metroplex with high quality furniture at a great value. Because we buy our furniture for less directly from some of the top brands and dealers, we are able to pass these savings on to you and offer you a great value for names such as Ashley, Whirlpool, and more.

However, we at Sam’s understand not everyone has the cash or credit upfront to pay for the brand name items we have in our inventory. That’s why we developed this program.

2: Get Approved

We make it as simple as possible to give people with no credit or damaged credit a second chance to repair their score and own the furniture of their dreams. Applying is a simple process. All you need is to bring in is:

  • A current driver’s license
  • A paystub or proof of income dated within the last 30 days
  • A current utility bill with your name and address

That’s it! Remember, while we will run a credit check, our program is designed in such a way that you have a realistic chance to rebuild your credit. That’s because we understand life happens, and we’re much more interested in the future of your credit than its history. We can take your application in person at one of our three locations, online, or even over the phone. If there’s anything else we need, we’ll let you know right then and there. In many cases, we can get you approved to lease your furniture within the hour.

3. Make Payments and Improve Credit

After you’ve been approved, the rest is even easier.

Over the course of the next 17 months, or sooner if you opt to pay off your lease faster, all you need to do is make your monthly payments.

Because we report each payment to the multiple credit bureaus, there’s a good chance your credit score will build or improve as you go through your lease.

Plus, you get the added bonus of owning the luxury furniture you’ve always wanted when your lease is over.

It’s that simple. Come down to one of our three Fort Worth area locations or learn more about our rent to own furniture program here